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Pan-European Guarantee Fund (EGF)

Following the endorsment of the European Council from 23 April 2020 supported by the Ministers of Finance of the EU member states, the European Investment Bank ("EIB") has established the Pan-European Guarantee Fund in response to COVID-19 ("EGF") in the overall volume of EUR 25 billion with expected mobilization of additional investments in the total amount of approximately 200 billion euros. Mainly small and medium-sized enterprises are to be supported.

Aid is granted under the measures through credit institutions and other financial institutions as financial intermediaries selected by the EIB to provide the financing that is guaranteed by the EGF, including national promotional banks or institutions.

Slovak Republic and EGF

Financial institutions that have been granting the loans under EGF to final beneficiaries in Slovakia at the end of May 2022:

  • Slovenská záručná a rozvojová banka, a. s.
  • Slovenská sporiteľňa, a.s.
  • UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky
  • UniCredit Leasing Slovakia, a.s.
  • Neulogy Ventures, a. s.

The objective of the EGF is to respond to the economic impact of the COVID-19 pandemic outbreak by ensuring that eligible entities and primarily SMEs in the participating Member States have sufficient liquidity available and access to finance to weather the resulting crisis. The Fund is designed to support final recipients that are considered (i) viable in the long term and (ii) able to meet a lender’s or other financial intermediaries’ requirements for commercial financing, were it not for the economic impact of the COVID-19 pandemic. The Fund was endorsed by the European Council on 23 April 2020 as a part of the overall EU Package.


If companies are interested in financing supported by the EGF, it is necessary to contact the above mentioned financial institutions.