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Consumer credits

Consumer credit is the temporary provision of financial means on the basis of a consumer credit agreement, in the form of a loan, credit, deferred payment or other similar financial help provided to the consumer by the creditor.

Consumer credit may be only provided in the form of a non-cash transfer to a consumer's payment account or to a home saver´s account, a postal money order addressed to a consumer or a means of payment issued to a named consumer.

Consumer credit is also a loan for young married couples certain housing loans and other loans and unsecured loans provided to consumers for the purpose of renewal of residential property.